Blog

28
Jul

Is Workers’ Compensation Insurance Needed by a Sole Proprietor?

Being a sole proprietor of your business means you make all business-related decisions on your own. If you are a sole proprietor with no employees whatsoever, you are not required to purchase workers’ compensation insurance. However, getting this insurance can still be beneficial for you even if you have no employees. With workers’ compensation insurance, if you are injured on

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21
Jul

Business Interruption Insurance for Lost Wages

While some businesses are perfectly safe with just one type of business insurance, others need more comprehensive policies. One of the most common types of insurance needed for business is business interruption insurance which covers the loss your business might experience in the event of a temporary shut down or compulsory move. It provides financial support to help you stay

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14
Jul

Different Types of Commercial Claims and How to Handle Them

All businesses, whether large or small, are bound to experience certain mishaps. It is advisable to get commercial insurance policies that will protect your business income and operations in the event of such unfortunate accidents. However, handling insurance claims can be a complicated process, which is why it is important to work with an experienced insurance agent who will help

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7
Jul

Is Professional Liability Insurance Needed by Contractors?

It is a well-known fact that businesses must carry insurance, but many people seem to forget about the independent contractors who offer their services to different businesses or companies. Like business owners, contractors also need professional liability insurance to be well protected if an unpleasant or unforeseen situation arises. What Is Contractors Professional Liability Insurance (CPL Insurance)? This policy offers

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30
Jun

Understanding Internet Defamation & How You Can Protect Your Business Against It

Internet defamation can happen in various digital forms, such as a blog article, a social media comment or post, or an online news report. It can hurt your company’s revenue or reputation among your customers and other stakeholders. If an individual or organization has defamed you online, you’ll want to move quickly to control damage and preserve your image. Here’s

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24
Jun

General Liability Vs. Errors and Omissions Insurance: What You Need to Know

Liability protection is a crucial component of any business’s success strategy. If a client accuses you of causing them financial loss due to poor quality work, you’ll need liability protection. If a guest is injured in a trip, slip, and fall accident on your premises, you may be held liable, too. Having general liability and errors and omissions insurance keeps

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17
Jun

Can You Cover Damages to Your AC Unit with Home Insurance?

Generally, homeowners insurance covers damage to AC units under the covered peril claim in your home insurance policy. Depending on the type of policy you have, you can add your AC unit as either your personal property or an important part of the structure of your home. Is Home Insurance Really Necessary? Home insurance covers any damage to the interior

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10
Jun

How Driving Another Person’s Vehicle Impacts Your Auto Insurance

Auto insurance helps keep you safe on the road and ensures that you are covered if an emergency happens. You must read the terms of your policy carefully. A few scenarios may impact your policy, such as getting involved in an accident while driving someone else’s vehicle. Many drivers automatically assume that their insurance covers them if they drive someone

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20
May

Reasons for Getting Commercial Property Insurance

If you’re a business owner looking to secure your business from unforeseen events, it does not matter if you own the building where you do business, or you have rented the commercial property; insurance is a necessity. Commercial property insurance can protect your business from natural disasters such as fire, lightning, and flood. It also covers your property from vandalism,

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13
May

Surety Bonds: A Guide

Surety bonds continue to rise in popularity as a new to transact business. However, the process of applying for surety bond coverage in North Carolina can become complicated. This guide will take an in-depth look at surety bonds so that you’ll have a clear idea of their benefits. Surety Bond Information Surety bond are a contract between multiple parties, which

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