Blog

21
Oct

3 Strategies for Reducing Workers’ Compensation Costs

Being injured on the job can be a stressful situation for everyone involved. As a business owner, you can reduce your workers’ comp costs by taking a few proactive measures. What is most important is that you have measures in place to protect both the company and your employees. Your employees are the most valuable resource you have, and protecting

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14
Oct

Business Owners Policy: An Overview

Operating a business comes with a lot of risks. One mistake can put everything that you’ve worked for in jeopardy. Insurance helps you protect your investment if an accident occurs. One of the most efficient ways that business owners protect their investment is through purchasing a BOP. Business Owners’ Policy Explained A business owners’ policy allows you to combine property

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7
Oct

How Deductibles Affect Commercial General Liability Insurance

Deductibles are the part of insurance that people often forget about until they file a claim. Some people confuse a “low deductible” with a lower monthly premium, which is not the case. Here are important points to know about deductibles and how they affect general liability insurance in North Carolina: What Is a Deductible? The deductible is the amount you

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29
Sep

How to Get the Right Business Insurance in North Carolina

When you launch a start-up, don’t forget about getting personalized business insurance in North Carolina. Insuring a business and its employees is important for the success of a company. The two main factors for customizing your coverage will be business type and coverage needs, as some industries have higher risks than others. Here are the five steps you must take

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22
Sep

How Deductibles Work in Relation to General Liability Insurance

Deductibles are the amount of money you have to pay out of pocket every time you file a claim. Once your deductible is met, your insurance coverage takes over. Deductibles are viewed as a way for insurers to share risks with their customers. Deductibles can help keep your insurance costs affordable while reducing the number of small claims that insurance

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15
Sep

Can My Employer Fire Me While I’m Receiving Workers’ Compensation?

Being off work due to a work-related injury can be frustrating. Finding out your employer terminated you while you’re recovering from that injury can be devastating. This is why many people are hesitant to file a workers’ compensation claim. In basic terms, your employer can fire you simply because you have filed a workers’ compensation claim. If they do choose

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8
Sep

How Your Driving Record Impacts Your Commercial Auto Insurance Policy

Insurance companies weigh several different factors in determining your auto insurance premium. They will look at your driving history to decide whether or not you are a high-risk driver, which can impact your auto insurance rates. In addition to your driving record, your insurer will also weigh your location, the type of vehicle you have, and your credit score to

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25
Aug

What You Need to Know About Workers’ Compensation Claim Process

Many construction companies lose a considerable amount of money in workers’ compensation claim cases. Managing these claims can be difficult if you don’t pay attention to the details of the process. Here are the things that you should check to ensure a formulated post-injury process is in place. Ensure Proper Reporting Including Claim’s History The first thing to do in

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18
Aug

Exploring Your Business Insurance Needs in Northern Carolina

As home to many small businesses, North Carolina is a state that attracts many entrepreneurs. One of the first things to think about when launching a startup in NC is your business insurance needs. Here’s a business insurance guide that highlights what you need to know about proper coverage in this state. Types of North Carolina Business Insurance Offered Two

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4
Aug

13 Important Facts That You Need to Know About Surety Bonds

Many industries in North Carolina and across the country reinforce professionalism and discourage malpractice by requiring professionals to have a surety bond. A surety bond is a contract between multiple parties (principal, surety, and obligee) wherein the surety guarantees that the principal will fulfill their obligations as per the terms of the bond. Here are some of the essential facts

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