October 2021

28
Oct

Understanding the Minimum Amount of Liability Insurance Required in NC

In North Carolina, the law requires motorists to carry a minimum amount of standard car insurance, underinsured motorist insurance, and uninsured motorist insurance. Additionally, motorists are required to carry proof of coverage when driving and must produce such evidence if requested by law enforcement officials. Here’s a breakdown of North Carolina auto insurance requirements and the optional coverages that can

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21
Oct

3 Strategies for Reducing Workers’ Compensation Costs

Being injured on the job can be a stressful situation for everyone involved. As a business owner, you can reduce your workers’ comp costs by taking a few proactive measures. What is most important is that you have measures in place to protect both the company and your employees. Your employees are the most valuable resource you have, and protecting

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14
Oct

Business Owners Policy: An Overview

Operating a business comes with a lot of risks. One mistake can put everything that you’ve worked for in jeopardy. Insurance helps you protect your investment if an accident occurs. One of the most efficient ways that business owners protect their investment is through purchasing a BOP. Business Owners’ Policy Explained A business owners’ policy allows you to combine property

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7
Oct

How Deductibles Affect Commercial General Liability Insurance

Deductibles are the part of insurance that people often forget about until they file a claim. Some people confuse a “low deductible” with a lower monthly premium, which is not the case. Here are important points to know about deductibles and how they affect general liability insurance in North Carolina: What Is a Deductible? The deductible is the amount you

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