7 Types of Liability Claims That Are Covered by Umbrella Insurance
Umbrella insurance is a type of excess liability insurance that extends the liability coverage provided by your base insurance policies, such as your homeowners, renters, auto, or boat insurance. It also provides additional coverage that’s not provided by your base liability policies. The policy covers various standard liability claims, including: Defense Costs The cost of defending yourself against a lawsuit
How to Get the Best Insurance Coverage for Your Business?
Business survival depends on many factors that begin with setting up financial protection from disasters. Every business has certain risk factors that can manifest into lawsuits, which is why it’s critical to carry certain types of commercial coverage. Different Types of Business Insurance Some entrepreneurs may find researching the different types of business insurance to be overwhelming. Yet most businesses
Workers’ Comp Laws in NC: What You Need to Know
In North Carolina, there are several laws in place that are designed to protect both employees and employers if a work-related accident occurs. By establishing workers’ compensation legislation, employees can receive the benefits they need. At the same time, employers are guaranteed that they cannot be sued for resources outside of what workers’ compensation laws offer. Employees do, however, have
Variables to Consider When Choosing an Independent Insurance Agency
Insurance helps you protect your assets and navigate life’s unpredictable nature. Like most people, you probably shop around in order to find the policies that align with your financial situation. Finding the right insurance coverage in today’s marketplace can be complicated. You have to research the market carefully to find a policy that aligns with your budget. Independent insurance agencies
