Do I Need a Separate Renters Insurance Policy in NC?
Once you understand the difference between renters insurance and personal insurance in NC, you’ll have a clearer idea of the plan you should pursue. The North Carolina Department of Insurance helps state residents navigate the complex world of insurance. Here are important points to know about the differences between renters and personal insurance. Personal Vs. Renters Insurance Suppose you move
Can You Cover Damages to Your AC Unit with Home Insurance?
Generally, homeowners insurance covers damage to AC units under the covered peril claim in your home insurance policy. Depending on the type of policy you have, you can add your AC unit as either your personal property or an important part of the structure of your home. Is Home Insurance Really Necessary? Home insurance covers any damage to the interior
5 Important Things to Remember While Comparing Home Insurance Rates
Natural catastrophes such as wildfires, floods, hurricanes, and earthquakes are frequent in the U.S., causing extensive property damage. For example, in 2020 alone, more than 48,800 fires have destroyed over 8.6 million acres of land in the U.S., as reported by the National Interagency Fire Center (NIFC). The good news is that a homeowners insurance policy can cover the damages
