Workers’ Compensation Insurance


How Can You Save Money on Workers’ Comp Insurance?

Employers spend close to $1 billion a year on work-related illnesses and injuries that could have possibly been prevented with proper training. Besides creating safety awareness among employees, workplace safety programs can lead to an increase in productivity and a renewed sense of well-being. OSHA encourages employers to allocate resources to safety programs as an investment in strengthening the health

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Understanding Workers’ Compensation Eligibility and Requirements

Workers compensation is meant to swiftly avail financial and medical attention to employees with job-related illnesses or injuries while ensuring employer and employee don’t have to go through costly legal battles. What’s Workers’ Compensation Insurance? You’re legally obligated to provide a safe workplace for your workers as an employer. However, accidents can happen even with the best safety measures in

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Does Workers’ Compensation in NC Cover Injured Truck Drivers?

Truckers may be entitled to worker’s compensation if they’re ordinary employees working for a large company. Their employer should sponsor their coverage because they control the workplace, schedule, and manner of work. However, an owner-operator who has a contract with other parties to transport freight for a fee is a contractor rather than an employee of their clients. Clients aren’t

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Does Workers’ Compensation in NC Apply to Contractors and Subcontractors?

Workers’ compensation insurance in NC protects workers who are injured or fall ill in work-related incidents. Employers are required to purchase this policy, which pays for the medical costs of injured employees and reimburses their lost wages. Can Contractors or Subcontractors Benefit from Workers’ Compensation? Independent contractors, subcontractors, or freelancers can benefit from workers’ comp insurance purchased by companies that

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Workers’ Comp Laws in NC: What You Need to Know

In North Carolina, there are several laws in place that are designed to protect both employees and employers if a work-related accident occurs. By establishing workers’ compensation legislation, employees can receive the benefits they need. At the same time, employers are guaranteed that they cannot be sued for resources outside of what workers’ compensation laws offer. Employees do, however, have

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The Essential Components of Workers’ Compensation Insurance Policy

When you go to work each morning, the last thing you think about is that you will be involved in a job-related injury. Even though you take every possible precaution, an accident can still happen. Workers’ compensation insurance is mandatory in most states and is in place to ensure that you can get the treatment you need to return to

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Top 7 Myths Concerning Workers’ Comp Insurance

There are many myths surrounding workers’ comp in NC. While some myths may seem true due to misinformation, most people are simply unaware of what they are entitled to under their workers’ comp policy. It’s important to have a working knowledge of this policy to avoid any surprises when you file a claim. Here are a few common myths related

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3 Strategies for Reducing Workers’ Compensation Costs

Being injured on the job can be a stressful situation for everyone involved. As a business owner, you can reduce your workers’ comp costs by taking a few proactive measures. What is most important is that you have measures in place to protect both the company and your employees. Your employees are the most valuable resource you have, and protecting

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Can My Employer Fire Me While I’m Receiving Workers’ Compensation?

Being off work due to a work-related injury can be frustrating. Finding out your employer terminated you while you’re recovering from that injury can be devastating. This is why many people are hesitant to file a workers’ compensation claim. In basic terms, your employer can fire you simply because you have filed a workers’ compensation claim. If they do choose

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What You Need to Know About Workers’ Compensation Claim Process

Many construction companies lose a considerable amount of money in workers’ compensation claim cases. Managing these claims can be difficult if you don’t pay attention to the details of the process. Here are the things that you should check to ensure a formulated post-injury process is in place. Ensure Proper Reporting Including Claim’s History The first thing to do in

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