No matter how vigilant you are at ensuring safety at your workplace, mishaps and injuries can still happen. These injuries can not only put your workforce at risk but can also give increase “struck-by-object” liability claims. Such claims can upset your budget and your business insurance policies, so it’s best to avoid them.
If you are looking for ways to prevent struck-by-object liability claims, the following tips can help:
Secure Warehouses and Building Sites
High-risk zones like warehouses and building sites should be secured in the best possible ways. Non-stationary items can cause harm to individuals working in such environments. Besides maintaining high safety standards, ensure that movable objects are physically restrained.
Monitor and Regulate Storage Spaces
Struck-by-object injuries are not limited only to warehouses or construction sites. Seemingly safer spaces like offices and retail stores can also witness struck-by-object incidents. Various reasons like improper storage of objects due to over-stuffing or storage in high shelves could lead to potential accidents.
Honor Your Duty of Care
As an employer, it is your responsibility to ensure a safe work environment for your employees. Establish clear health and safety protocols to prevent any accidents and make sure these guidelines are vigorously enforced.
Make Protective Gear Available
Make safety resources available to workers whose jobs involve a risk factor. Protective gears like gloves, helmets, and other safety apparel are a must. This will reduce the chances of workplace injuries and liability claims.
Ensure Fleet Safety
Your fleet operators and drivers are also a part of the staff, and ensuring their safety is a must. Struck-by-object liability claims can also be raised if the victim is inside a vehicle or is struck by one. Therefore, regular maintenance of vehicles along with driver safety programs is important.
You should have a proper insurance plan in place to take care of any accidents or damages. Do you have any questions about your business insurance? Contact the experts at Pittman Insurance Group. We are ready to assist you with all your coverage needs.