Deductibles are the amount of money you have to pay out of pocket every time you file a claim. Once your deductible is met, your insurance coverage takes over. Deductibles are viewed as a way for insurers to share risks with their customers. Deductibles can help keep your insurance costs affordable while reducing the number of small claims that insurance
Liability protection is a crucial component of any business’s success strategy. If a client accuses you of causing them financial loss due to poor quality work, you’ll need liability protection. If a guest is injured in a trip, slip, and fall accident on your premises, you may be held liable, too. Having general liability and errors and omissions insurance keeps
Similar to virtually every other business, your business operations may, at some point, cause injuries and property damage to third parties, including, among others, clients, suppliers, landlords, and pedestrians. In 2015 alone, about 35,200 people, most of whom were pedestrians and bicyclists, lost their lives in car crashes involving fleet vehicles, as reported by the National Highway Traffic Safety Administration