How to Prevent Water Leaks in Multi-story Condos

Water damage is one of the leading causes of property damage losses in the U.S.

Between 2014 and 2018, the average water damage insurance claim was around $10,900, as reported by the Insurance Information Institute (III)

When it comes to condominiums, most of them, especially those with basements, experience a water damage problem at least once in their lifespans due to pipe leakage, plumbing problems, faulty HVAC units, or sewage backups. Fixing such damages can be an expensive affair, as was reported by HomeAdvisor in a recent study wherein the national average water damage cost was estimated at $2951.

Considering how expensive it can be to repair your water damaged multi-story condo, here are some practical ways to prevent water leaks and save thousands of dollars from being spent on property maintenance costs.

1. Repair/Replace a Damaged Roof

Over time, your condo’s roof is likely to develop cracks for several reasons, including normal wear and tear, damage caused by falling debris, and so on. If left unattended, the cracks in your roof can allow rainwater to leak into your house, leading to water damage. To prevent water damage from a leaking roof, make sure to replace the roof or have it checked regularly for repairs. Besides preventing water damage, repairing a damaged roof can help retain your home insurance coverage and even lower your homeowner insurance premiums.

2. Install a Perfect Plumbing System

According to the Insurance Institute for Business and Home Safety (IBHS), faults in the plumbing system are the leading cause of water loss in homes across the country. About 10% of homes lose at least 90 gallons of water per day due to leakages in the plumbing system, as reported by the U.S. Environmental Protection Agency (EPA). Thus, a faulty plumbing system can cause water loss and extensive water-related damage, with severest ones happening in the coldest months – January and February. This is because, in cold weather, the ground freezes and contracts, exerting pressure on pipes and causing cracks that, in turn, pave the way for water leakage.

To prevent this problem, you should ensure your plumbing system is always in pristine condition, meaning you should regularly hire a certified plumber to inspect it and carry out any necessary repairs. This will not only extend the lifespan of your plumbing system but also help you avoid filing water damage related home insurance claims.

3. Fit Water Detectors in High-Risk Areas

Water detectors can help you detect and manage flooding in your multi-story condo. In particular, you should install the detectors in areas prone to water leakages such as the washing machine hose, sink, water heater, basements, HVAC drain, and dishwasher.

4. Install an Automatic Water Shut-Off System

Water loss through cracked pipe leakage, overflowing reservoirs, and joints/fittings leakage, can go undetected for months, or even years, as per the 2001 World Health Organization’s (WHO) report. To ensure such leakage does not damage your multi-story condo, install an automatic water shut-off system in your plumbing architecture to cut off further water supply whenever a leakage or an overflow is detected.

Water leaks in a multi-story condo can become a common cause of concern for the entire community, especially for residents dwelling below the leak. If you own a multi-story condo, take the measures discussed above to protect your property. At the same time, purchasing the right condo insurance coverage will give you extra peace of mind if some unforeseen water damage occurs.

For more questions related to condo insurance coverage, contact our experts at Pittman Insurance Group,LLC. Our dedicated team is eager to assist with all your coverage questions and needs.

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